By viewing or using the MentaMorph.com, related websites or products, you agree to the terms of the MentaMorph.com Privacy Policy, as outlined below. If you do not agree to these terms, please do not access or use this site. Your information will not be sold to anyone outside of MentaMorph Incorporated. The information we collect is solely for the purpose of communicating with our customers and community members.

Collection of Personal Information

When you engage in certain activities on this site, such as ordering products, accessing media files, or entering contests, MentaMorph Incorporated may ask you to provide certain information about yourself such as your first and last name, mailing address and telephone numbers. When ordering products or services on the site, you may be asked to provide a credit card number. It is optional for you to provide your information and engage in these activities. If you elect to engage in these activities, some of the information that we ask you to provide is identified as mandatory and some as voluntary. If you do not provide the mandatory data with respect to a particular activity, you will not be able to engage in that activity.

Security

Please note that any area of our site that requires you to reveal financially sensitive information (i.e., your Credit Card number) to continue with an activity — such as an online purchase — is located on a Secure Server.

Use of Cookies

Some sections of our site utilize cookies as a convenience for our visitors to avoid having to reenter their information for any other online form on the site. Most browsers are initially set to accept cookies. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. This information does not identify you personally and you remain anonymous unless you have otherwise provided personal information.

If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.

If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.

When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select “Remember Me”, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.

If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.

Comments

When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor’s IP address and browser user agent string to help spam detection.

An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https://automattic.com/privacy/. After approval of your comment, your profile picture is visible to the public in the context of your comment.

Media

If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.

Embedded Content from Other Websites

Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.

These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.

Who We Share Your Data With

If you request a password reset, your IP address will be included in the reset email.

How Long We Retain Your Data

If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.

For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.

What Rights You Have Over Your Data

If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.

Where We Send Your Data

Visitor comments may be checked through an automated spam detection service.

Disclaimer

MentaMorph.com is designed to help visitors obtain financial education. You should NOT rely solely upon the information or opinions you obtain here; use it as a starting point for research. Opinions and statements and advice expressed by community members on discussion forums and in workshops and online sessions held by MentaMorph Incorporated are not necessarily those of MentaMorph Incorporated.  Judge for yourself the merits of the materials from MentaMorph Incorporated and other sources.